銀行への不満をずらずら。 [経済産業]
最近、銀行に対して、不満感がいっぱいな点が、ある。
腹立たしい所は、使わないようにしている。
そもそも、
貯金は金を貯める＝郵便局（郵政公社）。
預金は金を預ける＝銀行（民間会社）。
な訳ですが、
そもそも、私の考え方は違います。
銀行に対して、私の金銭を貸して上げているのです。
（つまり、銀行に対して出資してあげている）
その結果、銀行は、運用し利益を得て、借りているので、
利子という形で還元しているのです。
さて、銀行がもっともけしからんと思う事に、
最近は両替をするのに金を取って両替をするのです。
銀行には「両替商」と書いていますが、両替をして利益を上げているのです。
銀行も良い商売です。
１万円の価値（札１枚）を１円玉１００００枚１万グラムに価値が不変なのに、
１００円とかの手数料を取るのです。
銀行は、日本銀行の代理店な訳ですが、今の銀行も良い商売だなと常々思う。
両替商とはいいますが、外貨両替と言いますが、本当は、
円で外貨（外貨で円）を買っているのです。
あと、不満な点ですが、ATMだけあればいいのではないだろうか。
無駄な銀行員がいるからその分人減らしすれば、良いだけの話。
見習って欲しいのは新生銀行やネット銀行、三菱東京UFJ銀行ぐらいである。
他の地方銀行や都市銀行は、金貸しや出資運用で利益を上げているのではなく、
こういった、手数料で商売をしているのです。
こういった事実は、新聞やテレビでは放送されない事実です。
なぜ報道しないかというと、広告を出しているからです。
キー局放送局に限って言えば、株の出資先だからです。
逆に言えば、日経新聞はじめ朝日読売毎日産経も、読者が金を払って買っている出版物です。
新聞社には不利益な事が書いてあっても、宣伝でもみ消す姿勢がおかしな事です。
逆に、新聞社が銀行が不利益になる事を書かれても真摯に受け止めるべきでしょう。
法律に違反しているのかなどは裁判でも起こせば良いだけの話です。
愚痴になりましたが、もっと本当の本当をマスコミは書いて欲しいものです。
- 作者: 柴田 尚子
- 出版社/メーカー: ベストブック
- 発売日: 1987/12
- メディア: 単行本
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